Property Attributes
- MLS#O6420408
- TypeSingle Family
- Listing Status Active
- CountyOsceola
- CityST CLOUD
- AreaSt Cloud (Magnolia Square)
- NeighborhoodBAY LAKE ESTATES
- Zip34771
- StyleSingle Family Residence
- Year Built1973
- Taxes$ 3081
- Price$ 525,000
- Bedrooms4
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1872
- Lot Size0.52 Acres
Data Source:
Stellar MLS
Property Description
Virtually Staged. Enjoy wide, unobstructed lakefront views from this 0.52-acre property in Bay Lake Estates, where the screened pool, covered lanai, and expansive backyard create a peaceful outdoor retreat centered around the water. Mature trees frame the shoreline while leaving the lake as the backdrop, offering a scenic setting for morning coffee, poolside afternoons, outdoor dining, or simply relaxing and watching the water. With no HOA or CDD, the property provides added flexibility and freedom to enjoy the generous homesite. The single-story home offers 1,872 square feet with four bedrooms, two bathrooms, multiple living areas, and a two-car garage. A stone fireplace adds character to the family room, while the kitchen and main living spaces connect conveniently to the screened outdoor area. The primary bedroom includes an en suite bathroom and direct access to the pool, making it easy to step outside and enjoy the waterfront surroundings. Built with concrete-block-and-stucco construction, the home presents an opportunity for a new owner to update the interior to suit their preferences while taking advantage of a setting that is difficult to replicate. Well and septic service add to the property’s independent feel, while nearby access to US-192 keeps shopping, dining, and everyday conveniences within reach. For buyers seeking lakefront land, a private pool, room to spread out, and the ability to create a home around an exceptional outdoor setting, this property delivers the foundation and views to make it possible.
| Elementary School | Middle School | High School |
|---|---|---|
| Harmony Community School (K-5) Elementary School | Harmony Middle Middle School | Harmony High High School |
| Price History | |
|---|---|
| 7/2/2026 | Listed $550,000 |
| 8/25/2026 | 5$525,000 |
General Features
| Sewer | Septic Tank |
|---|---|
| Heating | Central,Electric |
| Cooling | Central Air |
| Utilities | BB/HS Internet Available,Cable Available,Electricity Connected,Water Connected |
| Roof | Shingle |
| Appliances | Dishwasher,Microwave,Range,Refrigerator |
| Zoning | ORS1 |
| Garage Spaces | 2 |
| Pool Features | In Ground |
| Construction Materials | Block,Concrete,Stucco |
| Pets Allowed | Yes |
| Year Built | 1973 |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| County | Osceola |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | BAY LAKE ESTATES |
| Facing Direction | North |
| Garage Y/N | true |
| Total Rooms | 10 |
| Full Baths | 2 |
| Status | Active |
| Directions | From I-4 E, take exit 77 toward Miami and merge onto Florida’s Turnpike. Continue on Florida’s Turnpike and take exit 244 toward US-192/US-441/Kissimmee/St. Cloud. Merge onto US-192 E/US-441 S, then turn LEFT onto Old Melbourne Hwy and turn LEFT onto Bay Shore Dr. The home will be on the RIGHT. |
| High School | Harmony High |
| City | ST CLOUD |
| Senior Community Y/N | false |
| MLS Area | 34771 - St Cloud (Magnolia Square) |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 22651 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Elementary School | Harmony Community School (K-5) |
| Land Lease Y/N | false |
| Tax Annual Amount | 3081.64 |
| Middle/Junior High School | Harmony Middle |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://www.propertypanorama.com/instaview/stellar/O6420408 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Lot | 80 |
| Legal Description | BAY LAKES EST PB 2 PG 86 & 87 LOT 80 |
| Minimum Lease | 8-12 Months |
| Water Access Y/N | false |
| Additional Rooms | Family Room |
| Water View Y/N | false |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Surface Counters |
|---|---|
| Flooring | Carpet,Tile |
| Furnished Y/N | Unfurnished |
| Fireplace Features | Wood Burning |
| Total Stories | 1 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Half Baths | 1 |
| Laundry Features | In Garage |
| Total Bedrooms | 4 |
| LivingAreaSource | Public Records |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Lighting,Private Mailbox,Rain Gutters,Sliding Doors |
|---|---|
| Water Source | Well |
| Lot Size Area | 22651 |
| Foundation Details | Slab |
| Building Area Total | 2890 |
| Lot Dimensions | 110 x 207 |
| Lot Size Acres | 0.52 |
| Road Surface Type | Asphalt,Paved |
| Private Pool | true |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 34771
In The Neighborhood
ORLANDO
$ 559,900
- Type
- Single Family
- Size
- 1,905 SqFt
- Rooms
- 3 Beds + 2 Baths
ST CLOUD
$ 750,000
- Type
- Single Family
- Size
- 2,607 SqFt
- Rooms
- 4 Beds + 3 Baths
ST CLOUD
$ 534,900
- Type
- Single Family
- Size
- 2,229 SqFt
- Rooms
- 3 Beds + 2 Baths
ST CLOUD
$ 675,000
- Type
- Single Family
- Size
- 3,062 SqFt
- Rooms
- 4 Beds + 3 Baths
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 21, 2026 3:55 PM UTC